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Workers' Compensation

Denied Ohio Workers' Compensation Claims

A denial is the start of the appeal, not the end of the claim. But the clock is already running.

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Denied does not mean your injury was not real.

You were hurt at work, you did what you were told to do, and a letter has arrived saying the claim is disallowed. It reads as though someone has decided you are exaggerating.

Usually that is not what has happened. Most denials come down to the file rather than the injury: a report made late, a description that does not match the medical notes, a pre-existing condition offered as the real cause, or an employer who has certified against the claim.

Ohio’s system provides a full appeal path, with hearings at which evidence can be presented and people can be heard. A great many denied claims are allowed on appeal.

The part that genuinely cannot wait is the deadline. Appeal rights expire, and once they do the denial generally stands whatever the merits were.

  • Find the date on the order The appeal period runs from it.
  • Read what was disallowed A claim can be allowed for one condition and refused for another.
  • Keep treating A gap after a denial is offered later as proof you recovered.
  • Hearings receive evidence A great many denied claims are allowed on appeal.

How an Ohio work injury claim moves

Real stages, in order. No deadlines are drawn: the exact appeal periods are still awaiting attorney confirmation, and a diagram is the last place to guess at one.

  1. Injury reported Late reporting is the single most common reason a claim is refused.
  2. Claim filed Filed with the BWC, or handled directly by a self-insuring employer.
  3. Order issued Allowed or disallowed, and a disallowance is an order you can appeal.
  4. Hearing Before a District then a Staff Hearing Officer, where evidence is presented.
  5. Decision With further review available, on the grounds the statute allows.

What to do if your workers’ compensation claim is denied

  1. Find the date on the order

    The appeal period runs from the order, not from when you understood it. Everything else on this page is less urgent than this.

  2. Work out what was actually disallowed

    A claim can be refused outright, or allowed for one condition and refused for another, a back strain allowed while a disc injury is excluded, for instance. That distinction decides what the appeal has to prove, and people routinely appeal the wrong thing because the order is hard to read.

  3. Keep treating, and keep the paperwork

    Continue with medical care and keep every record. A gap in treatment after a denial will be offered later as evidence you had recovered.

  4. Write down what happened while it is fresh

    Date, time, location, what you were doing, who saw it, who you told and when. Contemporaneous detail is persuasive, and memory degrades faster than anyone expects.

  5. Do not argue it out with your employer

    Employers can and do contest claims, and that is contested through the process rather than in the break room. Ohio law also protects employees from retaliation for pursuing a claim.

  6. Get someone to read the order with you

    It costs nothing, it takes very little time, and it is the difference between appealing what was actually decided and appealing what you thought was decided.

Why BWC claims get denied

Most of these are answerable with evidence. That is what the appeal is for.

Late reporting

The commonest reason of all. People wait to see whether the pain settles, and the delay is then treated as doubt about whether work caused it.

No witnesses, or no contemporaneous record

Of the injury being reported.

Medical notes that do not match the account

A first treatment record saying the back had been sore for weeks undermines a claim of a single lifting incident, even where both are true.

A pre-existing condition

Offered as the whole explanation. Ohio law recognizes that work can substantially aggravate an existing condition, but that has to be established rather than assumed.

Employer certification against the claim

Sometimes on the basis of an incident report written by someone who was not there.

Disputed course and scope

Breaks, parking lots, travel between sites, and work from home all generate arguments about whether the injury arose out of employment.

Occupational disease and repetitive injury

Where there is no single incident to point at and causation has to be built from the work history.

Incomplete paperwork or missed deadlines

Purely procedural, and infuriating, because the injury was never the issue.

How the Ohio appeal path works

A denial is an order, and an order can be appealed. The route runs from the BWC into the Industrial Commission, which holds hearings at which evidence and testimony are received.

Appeal from the BWC order

The step with the shortest fuse.

District Hearing Officer

The first hearing, where evidence is presented.

Staff Hearing Officer

A further level of hearing on appeal.

Commission-level review

And from there an appeal to court in the circumstances the statute allows.

What we do on a denied claim

Read the order and identify precisely what was disallowed and on what basis. File the appeal inside the deadline. Obtain the treating records and, where causation is the fight, the medical opinion that addresses it directly. Deal with the pre-existing-condition argument with evidence of aggravation rather than assertion. Prepare you for the hearing so you are not describing your own injury for the first time under pressure. And attend it with you.

  • Read the order What was disallowed, and on what basis.
  • File inside the deadline The one thing that cannot be recovered.
  • The causation opinion Where the fight is, that is where the evidence goes.
  • Prepared, and attended You are not describing it cold.

What actually decides these cases

The handful of things that come up again and again.

Late reporting

The commonest reason of all, and the most explainable.

Notes that do not match

A first record mentioning weeks of soreness undermines a single-incident account.

“Pre-existing condition”

Ohio law recognizes substantial aggravation of a condition you already had.

Employer certification

Sometimes written by someone who was not there.

No fee unless we win

Free consultation, no retainer, no hourly billing. Workers’ compensation representation is paid contingently, so the fee comes out of what is recovered rather than out of your pocket, and if we do not win there is no fee.

$100M+
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90+
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Clients represented

There is no charge to find out where you stand.

A short conversation costs you nothing and puts no obligation on you. If we are not the right firm for your case, we will say so and point you somewhere better.

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Questions

Denied workers' compensation questions

General information, not legal advice. Every case turns on its own facts. The only way to know where yours stands is to have someone look at it.

How long do I have to appeal a denied claim?

Not long, and the period runs from the date of the order rather than from when you read or understood it. This is the deadline that most often costs people otherwise good claims.

My employer says the injury did not happen at work. What now?

An employer contesting a claim is a normal part of the process, not the end of it. The question is decided on evidence: the medical records, the timing of reporting, witnesses, and the consistency of the account, by a hearing officer rather than by your employer. What helps most is contemporaneous detail: who you told, when, and what the first medical note says.

I waited two weeks before reporting it. Have I lost the claim?

Not automatically, though it makes the claim harder and it is the most common reason for a denial. People delay for understandable reasons: waiting to see if it settles, not wanting to make a fuss, fearing the reaction. Those reasons can be explained and evidenced. The delay is a problem to be addressed, not a bar.

They say it is a pre-existing condition.

This is one of the most frequent defenses and one of the most frequently overstated. Ohio law recognizes that work can substantially aggravate a pre-existing condition, and that an aggravation can be compensable. Very few adults have a spine or a shoulder with nothing in its history; the question is what work did to it, which is a medical question that has to be answered with medical evidence.

Can I be fired for appealing?

Ohio law prohibits an employer from discharging, demoting or otherwise retaliating against an employee for filing or pursuing a workers’ compensation claim. That is a separate claim from the compensation claim itself, with its own proof requirements and its own deadline. If you believe it is happening, document it and get advice promptly.

Part of my claim was allowed and part was refused.

That is very common and it matters more than it looks. A claim allowed for a sprain but refused for the disc injury underneath it will not pay for treating the disc, and the additional condition has to be pursued specifically. Read the order carefully: the allowed conditions are usually listed, and anything absent from that list is not covered.

Do I need a lawyer, or can I appeal myself?

You can appeal yourself. What tends to go wrong is not the form but the evidence: appeals are decided on medical proof of causation, and an appeal with no new evidence usually produces the same result as the original decision. Because representation is contingent, there is no cost to having someone look before you decide.

How long does the appeal take?

Hearings are generally scheduled within a defined window after an appeal is filed, so the process moves faster than most people expect, considerably faster than a disability claim. That cuts both ways: there is less time to assemble the medical evidence, which is why work starts as soon as the appeal is filed.

Can I claim workers’ compensation and also sue someone?

Sometimes, and it is one of the most commonly missed opportunities in this area. Workers’ compensation is generally the exclusive remedy against your own employer, but it does not prevent a claim against a third party who caused the injury: another driver, a contractor on site, or the manufacturer of defective equipment. Both can proceed at the same time, and the second is often where the larger recovery lies.

My employer is self-insuring. Is it different?

The framework is the same but some of the administration differs, because the employer rather than the state fund handles and pays the claim directly. It can change who you deal with and how quickly things move. Say so at the first conversation, as it affects how the appeal is handled.

The appeal deadlines

Ohio workers compensation runs on short deadlines, and they are the reason most appeals are lost rather than the merits.

An order of the Bureau is appealed to the Industrial Commission within 14 days. An order of a District Hearing Officer is appealed to a Staff Hearing Officer within 14 days. An order of a Staff Hearing Officer is appealed to the full Industrial Commission within 14 days.

Where the dispute is about your right to participate in the fund at all, there is a further appeal to the Court of Common Pleas, and that one runs for 60 days.

A dispute about the extent of your disability does not go to the common pleas court. That is challenged only through a mandamus action, which is a different proceeding on a different standard. It is one of the most common misunderstandings we see, and it costs people appeals.

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I have Doug Casper for my workers comp. He has helped me tremendously. I am now also working with Steve for my disability. Steve also helped us so so much when my late husband needed help with his illness. I have recommended this group to anyone who would need a lawyer.

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Casper and Casper has taken care of my family for years my dad was hurt really bad and handicapped the rest of his life they helped him getting everything he needed and now that i was hurt on the job they have taken care of me

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I was injured on the job a while ago, and my employer decided that instead of taking care of me, they would let me go, even though I reported the injury. I contacted Dan Allnutt, of Casper, Casper & Casper, and told him my problem. He and his team went to work and got me the surgery i needed, and the workman's compensation I was due to get back to where I am today. Kim Chupka was an incredible rock, and every time I had a complaint or question, she was always there, with an answer.

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Doug Casper helped me with my Workman's Compensation claim, including a hearing before the Ohio Industrial Commission, in which he was successful. He was able to obtain total compensation for my hearing aids, which were desperately needed after a profession where I was continously over-exposed to very high decibel noise. Thank you Doug Casper!

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