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Serving Beavercreek, Greene County

Beavercreek Injury & Disability Lawyers

If you were hurt at work and somebody suggested you just put it through your own health insurance, that conversation is worth having a second opinion on.

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When the employer says to use your own insurance

Serving Beavercreek and the surrounding Greene County area from our nearby Dayton office.

Beavercreek is the largest city in Greene County and a retail and commercial hub, so a great deal of the work here is on shop floors, in restaurants and in service jobs rather than in plants.

That shapes one particular problem. In a small retail or service operation, a supervisor faced with an injury often reaches for the simplest thing in front of them, which is to suggest you see your own doctor and put it through your own insurance. Sometimes that is well meant. Sometimes it is not.

Either way it is not how the system works, and going along with it costs you things that are difficult to get back. Your health insurer may refuse a bill it can see was a work injury. The wages you lose are not covered by health insurance at all. And the medical record that should say this happened at work instead says nothing, which is the record a disputed claim is later argued from.

Reporting it as a work injury is not an accusation. It is the mechanism, and it is the employer’s insurance rather than the employer that pays.

Claims in Beavercreek

The retail and service employers around Beavercreek range from national chains with a claims department to single owner operations where nobody has handled an injury before. The second kind is where the wrong advice gets given most often, and it is rarely malicious.

Beavercreek is in Greene County, so a claim that reaches court is heard at the Greene County Court of Common Pleas at 45 N. Detroit Street in Xenia.

Ohio generally allows two years from the date a personal injury claim arises to bring it (Ohio Revised Code § 2305.10). A workers compensation claim runs on its own separate timetable, which is among the items still to be confirmed for this page. General information about Ohio law rather than advice about your own case.

Social Security hearings for this area are held by the Dayton Office of Hearings Operations, at Courthouse Plaza SW, Suite 300, 10 North Ludlow Street, Dayton, OH 45402. Its telephone number is 888-450-4590 and its fax is 833-635-0630.

Workers compensation appeals for this area are heard by the Industrial Commission of Ohio at 1242 E Dayton Yellow Springs Rd, Fairborn, OH 45324, telephone 937-264-5116.

Not sure whether you have a claim in Beavercreek?

Telling us what happened costs nothing and commits you to nothing. If there is no claim here, we will say so.

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Client Reviews

What our clients say

Rated 5 out of 5

I've had the pleasure of knowing Steve Casper for over 20 years. I've always appreciated Steve's integrity, humility, and sense of humor. He's very intelligent and yet down-to-earth. I wholeheartedly trust and recommend Steve and Casper, Casper, Casper.

Angie Colvonen Google Review
Rated 5 out of 5

Casper, Casper & Casper were all very professional when I had to speak with them and they made me feel just as important as everyone else's case. They helped me tremendously in a reasonable amount of time. I also was impressed how they get right to the point, no beating around the bush, I appreciate that.

Tonya Pennington Google Review
Rated 5 out of 5

They were very excellent and very quick with my case because I'm not very good at filling out paperwork they did it all for me. It was easy for me and it didn't take very long and they had my case settled I appreciate everything they have done and I will be referring them to other people.

Shirley Shelby Google Review
Rated 5 out of 5

They are a fantastic group of people that care about their clients. I had the most wonderful experience with them. They helped me with my case and they are super professional but also a balance of lovely compassionate people. Steven and Ben are so sweet and always helped me when I had any questions or paperwork with no judgment.

TismTurtle Google Review
Rated 5 out of 5

From the first day I spoke with Mr Steve Casper he was certain we would win my case. He gave me all the confidence that I needed. It's been a long journey but well worth it. We made it and with a win!! Mr Steve Casper is amazing. Ben his assistant is very nice and very knowledgeable too.

Terri Coolidge Google Review
Rated 5 out of 5

I had been working with a large firm for YEARS all to get a letter that said wish you well in the future. Now Casper, Casper & Casper have took action immediately and have been more than proactive in my case in less than month. Very professional and outstanding care and they call you back within the same day.

Paula Schram Google Review
Questions

Questions from Beavercreek

General information, not legal advice. Every case turns on its own facts. The only way to know where yours stands is to have someone look at it.

My manager told me to use my own health insurance.

That is common and it is not how an Ohio work injury is meant to be handled. Report it as a work injury and tell the treating doctor it happened at work, so the record says so from the start. If it has already gone through your own insurance, that is fixable, but it is easier the sooner somebody looks at it.

It happened at work but nobody saw it.

No witness is not the end of a claim. What usually carries it is what you did next: telling somebody that day, what you said to the doctor, and whether your account has stayed the same throughout. Write down what happened while it is fresh.

I work part time. Does that matter?

Part-time work is covered. What part-time hours do change is how lost wages are calculated, which is worth getting right rather than accepting the first figure offered.

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Your information stays confidential.