Cincinnati · Middletown · Hamilton · Dayton
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A serious injury and a driver carrying the legal minimum is a common and badly understood combination. The policy that matters next may be your own.
No fee unless we win
Free consultation, no fee unless we win.
No fee unless we win
Serving Liberty Township and the surrounding Butler County area from our nearby Hamilton office.
Liberty Township is a commuter community, and the collisions that happen here are the ones that happen on busy roads at speed. Those crashes produce injuries that are expensive to treat.
The problem people run into is not usually proving what happened. It is that the driver who caused it carries very little insurance, and a policy is a ceiling rather than a measure of the harm done. When the treatment costs more than the policy holds, the claim does not simply stop there.
Your own uninsured and underinsured motorist coverage is what answers that, and a great many people do not know whether they have it. It is coverage you bought, on your own policy, for exactly this situation. Making a claim on it is not the same as being at fault and it is not a favor you are asking.
Coverage questions live in the first of these. The second and third do not depend on anybody carrying a policy.
Liberty Township is among the fastest-growing communities in Butler County, and higher household incomes here tend to mean better insurance on the residents’ own vehicles. That matters more than it sounds: when the driver at fault carries very little, your own policy is frequently what answers.
Growth has not moved the courthouse. Claims are heard at the Butler County Court of Common Pleas at 315 High Street in Hamilton, inside the Government Services Center.
Ohio generally allows two years from the date the claim arises to file a personal injury action (Ohio Revised Code § 2305.10). A claim against your own insurer for uninsured or underinsured motorist coverage can run on different terms set by the policy itself, which is a reason to have the policy read early. General information about the law, not advice about your case.
Social Security hearings for this area are held by the Cincinnati Office of Hearings Operations, in the John W. Peck Federal Building at 550 Main Street, Cincinnati, OH 45202. Its telephone number is 877-405-7672 and its fax is 833-619-0569.
Workers compensation appeals for this area are heard by the Industrial Commission of Ohio at 125 E Court St, Unit 600, Cincinnati, OH 45202, telephone 513-357-9750.
They were very excellent and very quick with my case because I'm not very good at filling out paperwork they did it all for me. It was easy for me and it didn't take very long and they had my case settled I appreciate everything they have done and I will be referring them to other people.
They are a fantastic group of people that care about their clients. I had the most wonderful experience with them. They helped me with my case and they are super professional but also a balance of lovely compassionate people. Steven and Ben are so sweet and always helped me when I had any questions or paperwork with no judgment.
From the first day I spoke with Mr Steve Casper he was certain we would win my case. He gave me all the confidence that I needed. It's been a long journey but well worth it. We made it and with a win!! Mr Steve Casper is amazing. Ben his assistant is very nice and very knowledgeable too.
I had been working with a large firm for YEARS all to get a letter that said wish you well in the future. Now Casper, Casper & Casper have took action immediately and have been more than proactive in my case in less than month. Very professional and outstanding care and they call you back within the same day.
I've had the pleasure of knowing Steve Casper for over 20 years. I've always appreciated Steve's integrity, humility, and sense of humor. He's very intelligent and yet down-to-earth. I wholeheartedly trust and recommend Steve and Casper, Casper, Casper.
Casper, Casper & Casper were all very professional when I had to speak with them and they made me feel just as important as everyone else's case. They helped me tremendously in a reasonable amount of time. I also was impressed how they get right to the point, no beating around the bush, I appreciate that.
General information, not legal advice. Every case turns on its own facts. The only way to know where yours stands is to have someone look at it.
Often not. Your own uninsured and underinsured motorist coverage exists for this, and there may be more than one policy in play depending on whose vehicle you were in and who you live with. Bring your own declarations page to the first conversation; it is the document that answers this fastest.
That is the fear that stops people asking, and it is worth a proper answer rather than an assumption. This is coverage you paid for, and a claim where somebody else was at fault is not the same as a claim where you were. Ask before you decide not to.
It can improve your position rather than complicate it. A passenger is rarely at fault, and there may be coverage available through the vehicle you were in as well as through the driver who caused the crash. It is worth listing every policy that might touch it.
The office that covers this area, and the three areas of law behind it.
No cost, no obligation, and no fee unless we win.
Free consultation, no fee unless we win.
No fee unless we win
